Never pay an uninsured subcontractor.
The contract sets the requirements. Syntheka makes payment obey them.

The reality

What tracking misses.

A certificate on file is a timestamp. Compliance is what an auditor checks when a claim lands. The gap between the two is where seven-figure losses start.

• 65% of GC claims originate from subcontractor work; the average subcontractor liability claim runs around $125K.
• 1 in 17 California active contractor licenses lacks required workers’ compensation coverage.
• Manual certificate tracking consumes an estimated 10-15 hours per coordinator per week.
• Liberty Mutual spent $75K defending a single Suffolk × NYU matter; the matter ran 5 years.

The tailor-made agent loop

From prime contract to cleared payment.

1. Extract: insurance requirements extracted from the prime contract as typed objects (limits, endorsement requirements, notice recipients), not paragraphs in a PDF.
2. Compare: a rules engine compares each certificate against the contract requirements: coverage lines, limits, policy dates, and the endorsement forms behind every promised status.
3. Flag: a missing CG 20 37 or a limit below contract is not a note in a spreadsheet; it becomes an exception with a named owner and a due date.
4. Chase: chase emails go out on renewal dates and keep exceptions open until the gap closes. Expirations stop being a weekend surprise.
5. Gate: payment applications stay blocked until a qualified approver clears the exceptions, and the initiator cannot self-approve. The loop is not bypassed to keep things moving.
6. Record: every certificate, exception, chase, and approval lands in an append-only audit chain: who saw what, who decided, when, immutable after the fact.

What you save

The pilot is where the numbers become real.

Industry estimates (not a benchmark) for an AI-governed construction compliance workflow:

• 50-70% reduction in coordinator hours on certificate tracking.
• 60-80% reduction in costly audit findings from endorsement triplet gaps.
• Endorsement triplet monitoring: the missing layer that timestamp compliance does not catch.

For a deeper walkthrough, see the original construction compliance playbook and the construction ROI calculator.

Pilot pricing: $1,500 flat for the first three customers. Pilot honored for 60 days.

Pilot

Bring the certificates that gave your team trouble.

One project, 60 days, up to two workflows. The pilot is built around your prime contract, your COI intake channel, and your payment cycle.